.tools-grid{grid-template-columns:1fr 1fr;gap:16px;margin:26px 0 8px;display:grid}.tools-card{background:var(--bg-surface);border:1px solid var(--border-strong);box-shadow:var(--shadow-raised);color:inherit;border-radius:16px;padding:22px 24px;text-decoration:none;transition:transform .15s,border-color .2s;display:block}.tools-card:hover{border-color:var(--text-quaternary);transform:translateY(-2px)}.tools-card h2{letter-spacing:-.015em;color:var(--text-primary);margin:0 0 8px;font-size:18px;font-weight:600}.tools-card p{color:var(--text-secondary);margin:0 0 14px;font-size:15px;line-height:1.55}.tools-card-open{color:var(--accent);align-items:center;gap:6px;font-size:14px;font-weight:500;display:inline-flex}.tools-article--wide{max-width:1080px}.tools-article--wide .legal-body{max-width:760px}.tools-grid--three{grid-template-columns:repeat(3,1fr)}@media (width<=960px){.tools-grid--three{grid-template-columns:1fr 1fr}}.calc{background:var(--bg-surface);border:1px solid var(--border-strong);box-shadow:var(--shadow-raised);border-radius:16px;margin:26px 0;padding:24px}.calc-grid{grid-template-columns:1fr 1fr;gap:14px 16px;margin-bottom:6px;display:grid}.calc-field{flex-direction:column;gap:6px;display:flex}.calc-field label{color:var(--text-tertiary);font-size:13px;font-weight:500}.calc-field input,.calc-field select{font:inherit;color:var(--text-primary);background:var(--bg-page,transparent);border:1px solid var(--border-strong);border-radius:10px;min-width:0;padding:10px 12px;font-size:15px}.calc-field input:focus,.calc-field select:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}.calc-select{position:relative}.calc-select select{appearance:none;text-overflow:ellipsis;width:100%;padding-right:38px}.calc-select svg{color:var(--text-tertiary);pointer-events:none;position:absolute;top:50%;right:12px;translate:0 -50%}.calc-check{align-items:center;gap:9px;margin:8px 0 0;display:flex}.calc-check label{color:var(--text-secondary);cursor:pointer;font-size:14px}.calc-check input{appearance:none;border:1px solid var(--border-strong);background:var(--bg-page,transparent);cursor:pointer;border-radius:5px;flex:none;width:18px;height:18px;margin:0;transition:background-color .15s,border-color .15s}.calc-check input:hover{border-color:var(--text-primary)}.calc-check input:checked{border-color:var(--accent);background:var(--accent) url("data:image/svg+xml,%3Csvg xmlns=\"http://www.w3.org/2000/svg\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"white\" stroke-width=\"3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"%3E%3Cpath d=\"M20 6 9 17l-5-5\"/%3E%3C/svg%3E") center / 12px 12px no-repeat}.calc-check input:focus-visible{outline:2px solid var(--accent);outline-offset:1px}.calc-results{border-top:1px solid var(--border-strong);margin-top:18px}.calc-row{border-bottom:1px solid var(--border-subtle,var(--border-strong));color:var(--text-secondary);justify-content:space-between;gap:16px;padding:10px 2px;font-size:15px;display:flex}.calc-row-value{font-variant-numeric:tabular-nums;color:var(--text-primary);white-space:nowrap}.calc-row--strong,.calc-row--strong .calc-row-value{color:var(--text-primary);font-weight:600}.calc-subhead{letter-spacing:.04em;text-transform:uppercase;color:var(--text-tertiary);margin:20px 0 4px;font-size:13px;font-weight:600}.calc-note{color:var(--text-tertiary);margin:10px 0 0;font-size:13px;line-height:1.5}.calc-note-list{margin:6px 0 0;padding-left:18px}.calc-note-list li{margin-top:3px}.calc-hero{background:var(--bg-subtle);border:1px solid var(--border-strong);border-radius:12px;margin:18px 0 4px;padding:16px 18px}.calc-hero-label{color:var(--text-tertiary);margin:0 0 4px;font-size:13px}.calc-hero-value{letter-spacing:-.02em;color:var(--text-primary);font-variant-numeric:tabular-nums;margin:0;font-size:30px;font-weight:650}.calc-hero-value span{color:var(--text-tertiary);font-size:15px;font-weight:400}.calc-table{border-collapse:collapse;width:100%;font-size:14px}.calc-table th,.calc-table td{text-align:left;border-bottom:1px solid var(--border-strong);color:var(--text-secondary);padding:8px 10px}.calc-table th{color:var(--text-primary);font-weight:600}.calc-table td:last-child,.calc-table th:last-child{text-align:right;font-variant-numeric:tabular-nums}.tools-disclaimer{background:var(--bg-subtle);border:1px solid var(--border-strong);color:var(--text-secondary);border-radius:12px;margin:22px 0 10px;padding:14px 16px;font-size:14px;line-height:1.55}.tools-laws{color:var(--text-tertiary);margin:0 0 8px;font-size:13px}.tools-cta{background:var(--bg-surface);border:1px solid var(--border-strong);box-shadow:var(--shadow-raised);border-radius:16px;margin:26px 0;padding:22px 24px}.tools-cta h2{letter-spacing:-.015em;color:var(--text-primary);margin:0 0 8px;font-size:18px;font-weight:600}.tools-cta p{color:var(--text-secondary);margin:0 0 14px;font-size:15px;line-height:1.6}.tools-cta-btn{background:var(--accent);color:var(--accent-ink,#fff);border-radius:12px;align-items:center;gap:8px;padding:11px 18px;font-size:15px;font-weight:500;text-decoration:none;display:inline-flex}.tools-cta-btn:hover{filter:brightness(1.05)}@media (width<=640px){.tools-grid,.calc-grid{grid-template-columns:1fr}}